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Start Up Loans

ENI Loan Fund

Are you in the process of starting your own business or have you just started within the past 24 months?

Who is it for?

Entrepreneurs needing finance that have been refused finance by banks or other financial institutions.


  • Loans of up to £25,000 (per person up to 4 partners / directors in a business) repayable over 1 to 5 years
  • Interest rates are fixed at 6% (6.2% APR)
  • No arrangement fees or early settlement penalties
  • Up to a maximum of 15 hours mentoring support in the 12 month period following disbursement of the loan
  • Access to a range of exclusive offers from Corporate Partners such as Regus, Ebay, PayPal and others


All applicants must:

  • Be resident in the UK and over 18 years of age
  • Not currently bankrupt or subject to an Individual Voluntary Arrangement
  • Be able to supply evidence that they cannot secure funding through a high street bank
  • Be able to demonstrate by means of a business plan and cash flow forecast, a commercially viable business proposal

All businesses must:

  • Be based in Northern Ireland
  • Be legal, moral, non-discriminatory and must not undertake any activity which may offend public taste

What Next?

Inspire will work with businesses to develop the business plan needed and complete an application that are required to apply for an ENI Loan. Note –a fee will apply to prepare your business plan.

For further information visit

Contact Us about the ENI Fund

Get in touch with Andy Tough via email at or by telephone at 028 90 488 961.